The RBC Cash Back Mastercard allows you to accumulate rewards on all your purchases with no limit on how much you can earn. It's for people who like to use their credit cards for everyday purchases. Get 2% cash back on grocery purchases and up to 1% cash back on all other qualifying purchases and pre-authorized payments.
| Positive points | Negative points |
|---|---|
| Easy and convenient to earn money back | Must be 18 or older to apply for the card |
| Purchase security and extended warranty protection | Have a good credit history |
| Customized offers to save money on purchases |
Sliding reward levels. The 2% cash back is available only on your first $6,000 in grocery purchases each year. In addition, you earn up to 1% cash back on all other purchases.
All purchases made with the RBC Cash Back Mastercard are automatically protected against theft or loss for the first 90 days after purchase. In addition, purchases will have their eligible warranty doubled, up to a maximum of one year.
| Benefits | |
|---|---|
|
Annual fee
|
No annual fee |
|
Card brand
|
Mastercard |
|
Requirements
|
Easy approval requirements |
|
Cash back
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No limit on money back earned |
Zero liability
Unfortunately, credit card theft is a fact of life. Hopefully, it will never happen to you. Still, if it does, your RBC Cash Back Mastercard has zero liability coverage, which means that you will not be liable for any fraudulent purchases made by third parties. Click the button below and apply for your card:
I Want My CardHow to apply
You can apply for the RBC Cash Back Mastercard online, by phone or at your local branch. The online application process takes about 15 minutes with a response within 60 seconds. You will need some essential documentation, including:
- Your name, address, email address, phone number and SIN number;
- Details about your expenses, including rent or mortgage payments;
- Employment information, including where you work, how much you earn, and how long you work.
Security features
Shopping with the RBC Cash Back Mastercard is incredibly secure, as your credit card comes with chip and PIN technology to ensure the safety of your account. If you lose your credit card or think it may have been stolen, you can instantly block your credit card on the RBC mobile app. Click on the button below and apply for your card:
I Want My Card
